All agents are NOT alike! Find out why I am a top real estate expert. Call me: 912-601-6000.

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Cindy Osborne is one of The Top Selling Real Estate Experts™
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My Special Offers: Georgia Southern University, Statesboro and Brooklet Georgia home buying, real estate listings, and homes for sale in Bulloch County, GA

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Special Offers From Me To You!

Just for you, I've assembled some Special Offers. Choose one or all!

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.

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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.

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Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed.

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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!

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Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Q	In what area of the United States did the price of existing homes increase most dramatically in 2005?
A	Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005.
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Cindy Osborne, REALTORŽ, real estate agent and broker for Georgia Southern University, Statesboro and Brooklet Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Cindy Osborne, Broker/ Owner
RE/MAX Preferred Realty
1211 Merchants Way, Suite 301
Statesboro, GA 30458
Cell: 912-601-6000
Email: cindy@cindySOLDit.com
Cindy specializes in representing her clients in the purchase and sale of single-family residences, land and income property within the cities of Statesboro, Brooklet, Metter and Portal. She is also very familiar with Georgia Southern University in Statesboro having helped parents and investors buy and sell homes and condo's on and around the campus.She keeps current on all transactions in these areas, and is also very knowledgeable about the local schools. She carries a brokers license which means she is held to a higher standard of service and professionalism. She also has an ERS designation as a Relocation Specialist and understands this better than most having lived in more than 7 states in her adult life. She has the expertise and experience to work for you. You will enjoy her abundant energy and excitement about helping you call Georgia home. She really understands the work it takes to find the right home and will be there to walk you thru every step. She knows her job is not complete until you are totally satisfied and at ease with your transaction. Give Cindy a call today!!! 912-601-6000

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